mortgage financing program
Description
Training Program Overview
The training program aims to familiarize participants with the Egyptian real estate market, real estate financing system, legislative and legal framework, and the role of the Egyptian Financial Regulatory Authority in overseeing non-banking financial services, specifically real estate financing. Additionally, the program aims to introduce the roles of the Egyptian Central Bank and specialized real estate financing departments within banks operating in the real estate financing system. It also aims to define the role of the Social Housing Fund and real estate financing support, along with its activities and objectives in the market, aimed at providing suitable housing for all segments of society to serve the Egyptian economy as a whole.
The real estate financing activity is considered a promising financial market growing rapidly in Egypt. By the end of 2023, the total real estate financing in participating banks, numbering around 22 banks, reached approximately 65 billion Egyptian pounds. Additionally, it reached about 15 billion pounds in real estate financing companies, currently numbering around 19 companies, according to data from the Egyptian Financial Regulatory Authority and the Social Housing Fund and Real Estate Financing Support for the year 2023.
Training Program Objectives
1. Understanding the Egyptian real estate market and its connection to the real estate financing market.
2. Knowledge of the real estate financing system, its parties, and the primary and secondary markets for financing.
3. Utilizing real estate financing programs in the market and facilitating customers' access to real estate through financing.
4. Understanding the law, regulations, and benefits provided by the real estate financing law to customers.
5. Understanding various real estate financing programs, including financing for purchase, construction, finishing, and collateral-based financing.
6. Identifying real estate financing entities from banks and companies, along with their terms and policies.
7. Identifying the targeted customer segments and using real estate financing as a financing tool for real estate.ر
Target Audience
This program is aimed at:
- Newly hired employees in real estate financing management at banks and real estate financing companies.
- Employees in sales, marketing, branches, operations, and risk sectors at banks and real estate financing companies.
- Customer service representatives, branch managers, and area managers at banks and real estate financing companies.
- Legal professionals in legal departments at banks, real estate financing companies, real estate investment, and law firms.
- Sales and marketing executives at real estate investment and development companies.
- College graduates interested in excellent job opportunities in real estate financing companies.
Instructors:
1. Mr. Mohamed Samir
- CEO, Elite Consultancy and Training Company
- Over 22 years of experience in real estate financing and the banking sector
- Holds numerous certifications and training courses in real estate financing, operations, Islamic finance, and traditional finance
- Former Head of Real Estate Financing Sector (United Bank of Egypt, Gulf Egyptian Bank, United Bank of Egypt, Credit Agricole Egypt, Arab Banking Corporation Egypt)
- Former Deputy Managing Director, United Bank for Real Estate Finance
- Former Deputy Operations Manager, Egyptian Company for Real Estate Finance
- Board Member, Egyptian Association for Real Estate Financing
- Legal Committee Rapporteur for amending Law No. 148 of 2001 on Real Estate Financing
- Lecturer and Content Developer in Real Estate Financing at the Banking Institute/Central Bank of Egypt
- Lecturer at the Egyptian Banks Union, Real Estate Financing Union, Arab Academy for Science, Technology, and Maritime Transport, Arab Organization for Administrative Sciences, Arab Leaders Academy, and MPL Academy.
2. Mr. Shadi Osama
- Manager, Real Estate Financing Entities Department, Social Housing Fund and Real Estate Financing Support
- Master's in Business Administration with a focus on finance and banking from the Maritime Academy for Science and Technology
- Over 12 years of experience in real estate financing
- Holds numerous certifications and training courses in banking operations
Courses Video